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PRO · RCAI Agent Blueprint

Denial Classification & Appeal Agent

Classify denials into an operational root cause, determine recoverability and route the correct resolution or appeal action.

Denial Received → Normalized → Root Cause Classified → Recoverability Assessed → Correct / Appeal / Write-off Review / Escalate → Submitted → Resolved

Inputs & data contract

835/EOB, CARC/RARC, claim history, payer, code/modifier data, authorization/eligibility evidence, contract context and filing deadlines.

Tool interfaces

ERA parser, PMS, document store, payer policy source, appeal workflow, task queue and audit log.

Decision policy

Use codes and structured claim evidence first; model reasoning may summarize evidence and select among supported pathways but cannot fabricate payer policy or clinical facts.

Exception matrix

Bundling; medical necessity; eligibility; authorization; duplicate; frequency; non-covered; max benefit; timely filing; documentation; coding/edit conflicts.

Human-in-the-loop gates

Require human approval for clinical arguments, unsupported payer-policy interpretation, write-offs above threshold, conflicting evidence and low-confidence root cause.

Production KPIs

Classification precision; recoverability precision; correct-action rate; appeal overturn rate; avoidable denial recurrence; net dollars recovered.

Production implementation pack

Use the state model above as the control plane. The production pack adds transition guards, source precedence, retry/idempotency rules, exception ownership, audit requirements, evaluation cases and go-live acceptance thresholds.

Evaluation & acceptance

Validate classification and next-action accuracy separately. Track unsafe autonomous actions as a zero-tolerance metric, regression-test every rule or model change, and require supported evidence for every payer-specific conclusion.

Pro implementation note: adapt the blueprint to your contracts, payer policies, systems, security model and approval thresholds before production autonomy.